1. Scope and acceptance
“Think & Rich”, “the Service”, or “we” in this document means the Think & Rich website, article library, and related features provided by the operator of Think & Rich. “You” means a visitor or user of the Service.
By accessing or using the Service, you confirm that you have read, understood, and agree to these terms. If you use the Service on behalf of an organization or another person, you confirm that you have authority to bind that party. If you do not agree, you should not continue using the Service.
Specific information shown at the time of a transaction—such as plan, term, price, currency, tax/fees, automatic renewal (if any), and promotional conditions—supplements these terms for that transaction. If there is a conflict, mandatory consumer rights under applicable law always prevail.
2. Eligibility
You must have the legal capacity to enter into a contract under the law of your place of residence. If you are under the required age or lack capacity, you may use the Service only with the consent and supervision of a parent or legal guardian. The guardian is responsible, to the extent required by law, for the supervised person's use.
You are responsible for complying with the laws that apply where you access the Service. The Service must not be provided to anyone prohibited from receiving it under sanctions, trade restrictions, or other binding orders that apply to them.
3. Accounts and security
Some open content does not require an account. When account features are offered, you must provide accurate, up-to-date information and must not impersonate another person. You may not sell, rent, transfer, or share your account or authentication codes with others.
You are responsible for protecting your email, devices, login sessions, and one-time passwords. Notify us promptly through official support channels if you suspect unauthorized access. We may require reasonable verification before changing account details, restoring access, or handling transaction-related requests.
4. Service use rights and intellectual property
Subject to your compliance with these terms, we grant you a limited, revocable, non-exclusive, non-transferable right to access the Service and use content for personal learning, reference, or lawful internal use.
Articles, translations, summaries, design, trademarks, software code, and other assets on the Service belong to the operator or the relevant licensor and are protected by law. Except where law permits or we give written consent, you may not copy, publish, sell, sublicense, create derivative products from, or commercially exploit all or a material portion of the Service.
You may share links and make reasonable quotations with attribution, without distorting meaning or implying that Think & Rich endorses you. All rights not expressly granted in these terms are reserved.
5. Prohibited conduct
You must not, and must not help others to:
- Use the Service for unlawful, fraudulent, harmful, or rights-infringing activity.
- Bypass, disable, or evade sign-in, device limits, the Unlock button, anti-bot verification, paywalls, rate limits, or security measures.
- Use bots, crawlers, scrapers, or automated tools to collect content, data, or user information in bulk without permission.
- Reverse engineer, decode, probe source code, or interfere with systems, except to the extent mandatory law allows.
- Distribute malware, attempt unauthorized access, overload, or disrupt the Service.
- Manipulate views, likes, transactions, promotions, or other metrics.
- Impersonate others, misrepresent relationships, remove copyright notices, or use branding in a misleading way.
- Resell, rent out, or share a Membership account, content, or access without clear approval.
6. Content and professional disclaimers
Content is provided for general information and education. It is not investment, personal financial, legal, tax, accounting, medical, or other professional advice; it is not an offer to sell securities; and it does not promise or guarantee income, profits, revenue, or specific outcomes.
Articles are written by the Think & Rich editorial team. AI tools assist with drafting; every article is reviewed and edited by an editor, who adds original analysis, before it is published. Content may still contain errors; if you spot one, please tell us through official support channels.
Knowledge may change, depend on context, or contain errors despite editorial review. You must evaluate information yourself, verify sources, and seek appropriate advice before decisions with significant impact. Mention of a third party, product, or link does not by itself mean we endorse or verify that party.
Translations are provided to improve accessibility and may not capture every nuance of the original. If versions of these terms differ, the Vietnamese version prevails to the extent permitted by law; mandatory rights in your place of residence remain unaffected.
7. Membership plans and expiry
Membership is the right to read the full Think & Rich library for a period of time. Membership is not a balance, money, deposit, reward points, or stored value; it cannot be exchanged for cash or transferred to anyone else. While your Membership is active, you can read every article without limits. The Unlock button on each article is kept to prevent automated scraping and never charges anything; if you open many new articles in one day, the system may ask you to complete an anti-bot check.
New accounts get a free 7-day trial once, at sign-up. The trial needs no payment details and does not turn into a paid plan by itself. Paid plans are Yearly and Lifetime; they all include the same benefits and differ only in length. Lifetime gives reading access for as long as the Service operates. Current prices are published on the Membership page and at the payment confirmation step.
Every plan is a one-time purchase and does not renew automatically, whether you pay in Vietnam (SePay, VND) or internationally (USD, via Dodo Payments). There is nothing to cancel: your Membership simply ends on its expiry date, and we email you before it does. If you buy again, the new time is added to your current expiry date. For international payments, the payment provider may show prices in your local currency and add taxes or fees where you live.
Before you confirm, the interface shows the plan, term, total price, currency, tax/fees, and payment method. A transaction is complete only when the system or payment provider confirms success; pending, failed, or canceled orders do not grant Membership. New prices apply only to future transactions.
Each account can be used on up to 5 devices, and only 1 device can be signed in at a time: when you sign in on a new device, the session on the previous device is signed out. If you go over 5 devices, you need to remove some from your Account page before unlocking new articles.
When your Membership expires, you can no longer read full articles, including ones you unlocked earlier; saved posts, favorites, and account data are kept. Your current expiry date is shown in your account after sign-in.
8. Refund policy
Every new account gets a free 7-day trial with full access, so you can decide before paying. A Membership purchase is therefore final once the payment is completed: we do not refund a completed payment for a change of mind or unused time. This applies to every paid plan, for both Vietnamese and international payments.
We do refund duplicate charges and payment errors. Email support@think2rich.com with your order ID; reports are handled within 5 business days. Customers in the EU, EEA and UK agree at checkout to receive digital content immediately and acknowledge that they thereby lose the statutory 14-day right of withdrawal. Mandatory consumer rights that cannot be waived are not affected.
Full details are set out in our Refund Policy.
9. Third-party services and content
The Service may use or link to payment providers, infrastructure, analytics, sharing tools, or third-party content. Your use of those services may be governed by their own terms and privacy notices. We do not control all third-party activity but remain responsible, to the extent mandatory law requires, for our selection, direction, or integration of providers.
10. Availability and changes to the Service
We may maintain, fix, add, change, or discontinue a feature to improve the Service, protect safety, comply with law, or address third-party rights. The Service may be interrupted by events outside our reasonable control.
When a planned change is likely to materially affect purchased access, we will try to give reasonable notice and provide remedies required by law, which may include continued access, substitute service, or an option to terminate, in addition to your rights under the Refund Policy.
11. Suspension and termination
You may stop using the Service at any time. We may limit, suspend, or terminate access where we have reasonable grounds to believe you breached these terms, created risk for the system or others, failed to pay lawfully, or where law requires it.
Except where immediate action is needed to prevent harm, fraud, or unlawful conduct, we will try to explain the reason and give a reasonable opportunity to remedy the issue. You may request review if you believe a decision was mistaken. Termination does not erase obligations that have already arisen or terms that by nature should survive.
12. Personal data and privacy
Personal data must be processed according to the privacy notice provided at the point of collection and applicable law. Saved posts, favorites, preferred language, and related personal data are stored against your account on our systems so they can sync across devices when you sign in. Some reading display preferences (for example font size or warm background) may be remembered in your current browser.
No system is perfectly secure. Use trusted devices, protect the email that receives one-time passwords, and do not send sensitive information through unofficial channels. If an incident affects your rights, notice and remedial steps will be taken as required by applicable law.
We process account and authentication data, library and reading data and your Membership status, plus security, locale, and device data. This is needed to provide the service, protect accounts, fulfill Membership purchases, and understand the product in aggregate.
Data may be shared with payment processors to complete a transaction and with the service operator when support is needed. We do not sell personal data. We retain it while an account is active and for a limited period required for security or accounting.
You may request access, correction, or deletion through Contact.
13. Warranty disclaimer
To the extent permitted by law, the Service is provided on an “as is” and “as available” basis. We do not promise that the Service will always be uninterrupted, error-free, perfectly secure, or that all content will always be accurate, complete, or fit for your particular purpose.
This disclaimer does not exclude warranties, digital-service quality duties, or remedies that mandatory consumer-protection law applies.
14. Limitation of liability
To the extent permitted by law, we are not liable for indirect or reasonably unforeseeable loss arising from misuse of the Service, reliance on content instead of professional advice, independent third-party conduct, or events outside our reasonable control.
We do not exclude or limit liability where the law prohibits it, including liability for fraud, intentional breach, gross negligence, death or personal injury where exclusion is not allowed, or mandatory duties owed to consumers. Each party must take reasonable steps to mitigate avoidable loss.
15. Governing law and dispute resolution
Before formal proceedings, both parties should try to resolve matters in good faith through support channels, with a description of the issue, desired remedy, and relevant documents. Negotiation does not prevent you from seeking urgent relief or using complaint, court, or consumer-protection rights under applicable law.
These terms are governed by the laws of Vietnam, excluding conflict-of-law rules, unless mandatory law in your place of residence provides otherwise. Disputes that cannot be resolved in good faith fall within the jurisdiction of courts or authorities with competence under applicable law. No term forces consumers to waive venue or collective rights that applicable law does not allow them to waive.
16. Updates to these terms
We may update these terms when the Service, business model, or law changes. The update date will be shown at the top of this page. For material changes, we will try to give advance notice by reasonable means such as a notice on the Service or account email where available.
Changes apply from the date stated in the notice and do not retroactively reduce rights related to completed transactions, except where you agree or law requires otherwise. If you do not accept the new terms, you may stop using the Service before they take effect.
17. General provisions
If any part of these terms is found invalid or unenforceable, that part will be adjusted to the minimum extent necessary or severed; the remainder stays in effect. Failure by either party to enforce a right does not waive that right.
We may assign rights and obligations in connection with restructuring, merger, or transfer of the Service, provided your mandatory rights are not reduced. You may not assign your rights or obligations without consent, except where law allows.
18. Contact and operator information
Think & Rich is the name of the Service. Official support channels include on-site Chat, the Contact form, and email support@think2rich.com. The operator's legal identity, address, and support channels must be disclosed in the interface or at checkout before a paid transaction is opened. For a given transaction, use the channel shown in the order confirmation so identification and reconciliation remain secure.
When contacting us, do not send one-time passwords, passwords, or full payment-method details. Provide your account email (if any), URL, time, order ID, and a short description. See also the guidance in our FAQ.